Should I Adopt a Cat? 7 Essential Considerations

Have you ever seen a cat and thought, “Man, they’re so cute! I want one!” — we all have some point, right? But then reality hits, and you think— is this the right time? Can I meet their needs? What if I’m not prepared?
So what is ‘prepared,’ and how exactly do you get there? That’s what we’re going to tell you today. Make these 7 simple considerations, and you’ll know if adopting a cat is the right choice.
At PetHealthMD, we understand how big this step is for you. So, if you decide to proceed with this decision, we have you covered with trusted tips and insights to lead a happy and fulfilling life with your feline friend.
1. Are you ready for a long-term commitment?
On average, cats live 14 to 20 years, with indoor cats often enjoying longer, healthier lives. Before bringing one home, consider how a pet fits into your long-term plans, whether career changes, moving, or starting a family.
Caring for a cat is a commitment that evolves over time. Kittens require patience and training, while older cats may need more veterinary care. Planning ahead, from regular check-ups to setting aside funds for unexpected expenses, will help you stay prepared for anything unexpected. If you’re committed to caring for a cat, they will be a part of some of your life’s biggest decisions, so if you’re in the middle of a transition, consider waiting, perhaps, or fostering a cat in the meantime.
2. Financial responsibility: What are the costs of owning a cat?
This is one of the bigger considerations that you’ll have to make. So, let’s look at some facts first—how much does it cost to own a cat?
- Adoption fee: Typically ranges from $25 to $200, depending on the shelter and the cat’s age, breed, and health.
- Initial supplies: A set-up with a pet bed, litter boxes, etc., would cost you between $100 to $300.
- Spaying or neutering: Would cost you $100 to $800
- Monthly basics: $100 covers premium nutrition, fresh litter, enrichment toys, and grooming supplies to keep your cat happy and healthy.
- Wellness care: $200-$400 yearly to maintain your cat’s health through check-ups, vaccinations, and preventative medications.
- Care services: Optional professional grooming ($30-$50 per session) or pet sitting ($15-$25 per visit) provide extra comfort when needed.
With proper planning, these expenses fit comfortably into most budgets—so do you think this budget would work for you? If yes, then great! If not, you can always plan your budget well and prepare yourself before bringing your cat home.
3. What is your lifestyle like?

One of the biggest factors that drives people towards cats during pet adoption is the myth that—cats are more low-maintenance than dogs. While cats tend to be more reserved or take up lesser space, they do require constant care and attention toward their health.
Can you dedicate time to morning and evening feeding routines? Do you have space for a litter box away from food areas? Can you devote yourself to regular playtimes? These questions help determine if your lifestyle aligns with cat companionship.
Many prospective cat parents also worry about working full-time or living in smaller spaces. Rest assured – cats prove remarkably adaptable. You’ll only need to adjust your life to fit them in as well!
4. Home & space: Do cats need a lot of room?
Quality of territory matters more than square footage when creating a happy home for your cat. Cats love to climb and observe their surroundings, so having some vertical space—like shelves, cat trees, or window perches—can make a big difference. A cozy spot by the window can keep them entertained for hours, and interactive toys help prevent boredom.
If you’re worried about safety, small adjustments can make your home cat-friendly. Secure windows, cover electrical cords and remove toxic plants like lilies and philodendrons. Even in a small apartment, these simple changes can create a comfortable space where a cat can thrive.
5. Cat behavior: What should you expect?
Remember those hilarious videos of cats jumping from cupboards and scratching at anyone who pets them—it gets you thinking, what will my cat be like?
Cats have their own unique ways of communicating and going about their day. Some will greet you with enthusiastically, while others prefer quiet companionship. They use body language—like tail flicks and ear twitches—to express their mood. Scratching or kneading is another natural instinct, helping them mark their territory and maintain healthy claws. If you’re worried about your furniture, providing scratching posts or mats can help redirect this behavior.
Before adopting check different breed types to match your lifestyle. Some breeds like the Bengal cats need a lot of mental and physical stimulation, whereas others like the Ragdoll are playful and social.
6. Veterinary care: What medical needs do cats have?
One of the biggest considerations before adopting a cat is understanding their medical needs. Cats can be independent, but they still require regular care to stay healthy. If you’re thinking about bringing one home, it’s important to know what kind of veterinary care they’ll need—and whether you’re ready to commit to it.
- Routine vet visits – Cats need annual check-ups to monitor their health, update vaccinations, and catch any potential issues early.
- Vaccinations – Kittens require a series of shots starting at 8 weeks to protect against diseases like feline distemper and rabies. Adult cats also need booster shots.
- Spaying & neutering – This is recommended for most cats between 4-6 months old to prevent health issues and unwanted litters.
- Parasite prevention – Fleas, ticks, and worms can be a problem, so monthly preventatives may be needed.
- Emergency care – Cats can hide illness well, so sudden lethargy, loss of appetite, or difficulty breathing requires immediate attention.
- Long-term health costs – As cats age, they may need additional medical care for conditions like arthritis, kidney disease, or dental problems.
Before adopting, consider whether you’re financially and emotionally ready to handle a cat’s medical needs throughout their life. Vet visits, treatments, and emergencies can add up, but keeping a cat healthy ensures a happy, long-lasting companionship.
7. Adoption vs. buying: Should you adopt a rescue cat?
Adoption is a great way to give a pet a second chance while finding the right fit for your lifestyle. Shelters have cats of all ages, from playful kittens to calm adult cats, each with different needs and personalities.
Rescue organizations prioritize matching cats with compatible families, taking time to understand both the cat’s personality and your household dynamics. Whether you dream of a playful kitten, an independent adult, or a gentle senior cat, shelters offer companions for every lifestyle. Plus, adoption fees include comprehensive health services – from vaccinations to microchipping – reflecting shelters’ commitment to both animal and adopter well-being.
However, the rewards of adoption extend far beyond the practical benefits. Many cat parents who adopted them share heartwarming stories of rescue cats showing extraordinary affection and loyalty. Some cats even come as bonded pairs, offering twice the love while staying together.
Frequently asked questions about cat adoption
Adopting a cat is a big step for anyone—and it naturally comes with a fair deal of doubts. We’ve put together some of the common questions you might encounter during this process.
What’s the best age to adopt a cat?
Each life stage offers unique joys and opportunities for bonding. Kittens (2-6 months) are energetic and need frequent play sessions, training, and socialization. Adult cats (1-7 years) often fit seamlessly into established households, while senior cats (8+ years) offer gentle companionship and tend to be more settled in their routines.
How do I manage cat allergies in my household?
Living with allergies doesn’t mean giving up on cat companionship. Start with practical steps like investing in a high-quality HEPA air purifier, establishing a weekly cleaning routine, and designating pet-free zones in bedrooms. Consider getting vaccinated or getting treatments to prevent sudden bouts.
What should I ask when meeting potential cats?
Building a lasting bond starts with asking the right questions. Request details about their personality (Are they lap cats or independent explorers?), health history (including vaccination records), and past experiences with children or other pets.
Do breed characteristics matter for adoption?
While every cat is unique, understanding breed traits helps set realistic expectations. Short-haired breeds like American Shorthairs need minimal grooming, while Persian cats require daily brushing. Some breeds, like Siamese, are naturally chatty, while others, like Russian Blues, tend to be quieter. Matching a breed with your lifestyle could help both you and your future cat become compatible without major adjustments.
What should I prepare for the first week?
When you go ahead with your adoption process, make sure to create a welcoming environment for your new family member with these essential steps:
- Set up a quiet room with food, water, a litter box, and cozy hiding spots
- Maintain consistent feeding times and gentle interaction schedules
- Schedule a welcome visit with our partner veterinarians
Remember, patience and understanding during this adjustment period help build trust and comfort. Most cats begin showing their true personalities after 7-14 days in their new home. If you want a more thorough checklist of things to do for your new cat, we have a detailed guide that you can follow.
Ready to welcome a new cat into your life?

Opening your heart and home to a cat creates a special bond that enriches both of your lives. Studies show cats typically live 12-20 years, giving you countless opportunities to create cherished memories together.
At PetHealthMD, we’re here to support your cat care journey every step of the way. Our comprehensive guides provide insights into cat health and care, ensuring you and your feline friend live happy and comfortable lives.
When you’re ready to bring your furry pet home, the next step is starting your adoption journey, and having the right supplies on hand makes all the difference. From everyday essentials like food and grooming products to vet-approved medications, PetMeds has everything to keep your cat happy and healthy from day one.